Types of people - Money wise

In my mind people can be categorised as below.

1️⃣. One who earn LESS and spend LESS - ☺️Happy guy.

2️⃣. One who earn MORE and spend MORE - Job creator.

3️⃣. One who earn LESS but spend MORE - Tomorrow's beggar.

4️⃣. One who earn MORE but spend LESS - Tomorrow's billionaire.

I am 1️⃣ kind of guy. Which one is YOU?  Tell me in the comments.